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How Long Does It Take To Get a Mortgage
Mike Chissell • Jan 25, 2023
The answer is that it depends on a number of factors, but the main one is the speed of the client. The earliest we have closed a loan is 8 business days and the latest we have closed a loan was around 7 weeks. The normal loan process will be completed in around 3-4 weeks This is generally why most real estate contracts are written for 30 days.
The main keys to making the loan process as quick as possible is to get us your documents before we start the process. This way once we receive the contract or are ready to start your refinance, we can submit your loan instantly to the lender. And when the underwriter asks for conditions that you work on them as quickly as you can.
There will always be things that cannot be controlled during the loan process like the time to receive the appraisal or underwriting conditions. So that is why its very important to get what can be controlled in to underwriting as quickly as possible.
If you want to learn more about the mortgage process, we have a 6-Step Guide on The Mortgage Process that you can check out right here at https://www.chissellmg.com/the-mortgage-process. Or you can give us a call at 727-376-6900 and we would love to walk you through it.
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